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Four insurance lawyers and a broker from Cyprus, Romania, Norway and the UK set out how climate risk, AI and globalisation will reshape insurance law over the next decade. The through-line: EU rules (Solvency II, GDPR, the incoming AI Act) are pushing climate and AI exposures into underwriting, governance and product design, leaving real gaps in cover that markets have not yet filled, while professional and energy-sector liability looms as the biggest claims threat across every jurisdiction.
Chapters:
0:00 Panel introductions
2:25 Question 1: how climate risk is reshaping insurance law
3:00 Romania: compulsory household cover and earthquake reinsurance
5:55 Cyprus: hardening supervision, disclosure and product design
8:10 Norway: the compulsory natural damage pool
11:30 UK: flood gaps, public nuisance and shareholder activism
14:45 Question 2: AI in underwriting, pricing and claims
15:50 Romania: GDPR, the EU AI Act and vendor contracts
19:20 Cyprus: anti-discrimination risk and strategic opportunity
22:15 Norway: capacity gains and a flood of AI-written complaints
25:35 UK: cover gaps and the case for a bespoke AI product
35:20 Question 3: navigating cross-border regulation
35:45 Romania: master programmes and non-admitted insurance
39:50 Cyprus: harmonising international schemes under GDPR
41:30 Norway: how shared EU rules ease cross-border work
43:15 UK: Lloyd’s, sophisticated clients and the trusted network
45:30 Biggest liability exposure of the next decade
Panel:
Christos Voniatis, CV Insurance Law, Cyprus
Gheorghe Grad, Renomia, Romania
Kristian Ostberg, Raeder Bing, Norway
Paul Wordley, Wordley Law, United Kingdom
Hosted by Jenny, Global Law Experts.
Roundtable Participants
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Global Law Experts is dedicated to providing exceptional legal services to clients around the world. With a vast network of highly skilled and experienced lawyers, we are committed to delivering innovative and tailored solutions to meet the diverse needs of our clients in various jurisdictions.
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