Putu Raditya Nugraha is Co-Founding Senior Partner, Chairman, and Practice Head of Banking and Finance at UMBRA – Strategic Legal Solutions. A trusted adviser to unicorns, leading multinational financial institutions, and global technology companies, he has led some of Indonesia’s most landmark cross-border transactions spanning project finance, debt restructuring, banking and fintech M&A, and digital industry mandates.
His practice covers banking and finance, financial technology, and technology law, with deep expertise in regulated industries, international tax structuring, and Indonesian contract law. Consistently recognised by Legal 500 APAC, Chambers and Partners, IFLR1000, and Who’s Who Legal, Putu is widely regarded as one of Indonesia’s foremost legal advisers in banking, finance, and financial technology.
Putu Raditya Nugraha specializes in banking and finance, fintech, technology, and financial services. He provides cross-disciplinary perspectives in complex M&A transactions, integrating creative solutions with regulatory compliance.
Achievements and Recognition
Putu Raditya Nugraha is a Co-Founding Senior Partner and Chairman of UMBRA – Strategic Legal Solutions, a premier full-service law firm based in Jakarta. He brings deep sectoral expertise in banking and finance, financial technology, and technology law, advising clients across the full spectrum of complex transactional and regulatory matters.
He is consistently recognised by the world’s leading legal directories, including as a Leading Individual for Banking & Finance by Legal 500 APAC (2023–2026), Recommended Lawyer for Banking & Finance by Chambers and Partners Asia-Pacific (2022–2025), Leading Lawyer (Highly Regarded) for Banking & M&A by IFLR1000 (2022–2025), and a recipient of Elite 1 Practice Leader, Banking & Finance by Hukumonline (2025). He has further been named among Indonesia’s A-List Top 100 Lawyers by Asialaw (2020, 2024–2025), and Asia’s Top 15 TMT Lawyers by the same publication in 2023, among other distinctions.
Putu primarily practices in banking and finance, financial technology, and technology law, with a strong focus on regulated industries, international tax structuring, and Indonesian contract law.
Putu has been recognised as one of the world’s Leading Practitioners for Blockchain and Fintech in Who’s Who Legal: Fintech & Blockchain (2023), affirming his standing as a globally acknowledged adviser in this space. He has further been named among Asia’s Top 15 TMT Lawyers by by Asian Legal Business (2023). His broader recognition across leading legal directories, including Legal 500 APAC and IFLR1000, further underscores his expertise in the fintech and financial services sectors.
Putu serves as Co-Founding Senior Partner and Chairman of UMBRA – Strategic Legal Solutions, and leads the firm as Practice Head of its Banking and Finance practice. In this capacity, he plays a pivotal role in shaping the firm’s strategic direction while overseeing the delivery of the firm’s legal services in banking and finance, financial technology, and technology.
Putu has led some of Indonesia’s most significant and complex legal mandates. Selected highlights include:
Project & Infrastructure Finance
Banking M&A
Debt Restructuring
Fintech & Technology
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