Professional AML & Compliance Policy Development for Crypto Businesses

If you operate a crypto or digital asset business, AML and compliance policies are not just a formal requirement — they are the main document regulators and banks rely on to assess your project.

SBSB FinTech Lawyers provides professional AML and compliance policy development services for crypto licensing, regulatory approval, and bank or PSP onboarding.

We develop custom AML, KYC, and risk management policies for crypto businesses, aligned with according legal requirements.

What Are Crypto AML & Compliance Policies?

From a regulator’s perspective, crypto AML and compliance policies explain one key thing:

Can this crypto business be controlled, monitored, and supervised?

These documents describe:

• how customers are onboarded (KYC)
• how risks are assessed and classified
• how crypto transactions are monitored
• how suspicious activity is detected and reported
• how sanctions and PEP screening is handled
• who is responsible for compliance inside the company

Banks and regulators use these policies to evaluate real operational risk, not just formal compliance.

Crypto AML Policies for Licensing and Banking

Crypto regulators and financial institutions do not accept generic templates.

They expect AML and compliance policies that reflect how your crypto business actually operates, including:

• detailed KYC process
• enhanced due diligence (EDD) procedures
• internal controls
• ongoing clients and transactions monitoring
• compliance governance and responsible officers

We prepare crypto AML policies for licensing and banking, ensuring they meet the expectations of both regulators and compliance departments.

What Crypto Compliance Policies Are Usually Required?

Although requirements differ by jurisdiction, most crypto businesses are asked to provide:

• AML / CTF Policy for crypto assets
• KYC & Customer Due Diligence (CDD) Policy
• Risk Assessment Methodology
• Transaction Monitoring Policy
• Sanctions and PEP Screening Policy
• Travel Rule Policy (where applicable)
• Internal Compliance & Governance Policy

Each document is drafted from scratch, based on your business model — not copied from templates.

When Do You Need Crypto AML & Compliance Policies?

Crypto companies typically need compliance policy development when they are:

• applying for a crypto or VASP license
• preparing for MiCA (CASP) registration
• opening a bank or PSP account / or even account on crypto exchange platform
• responding to regulator or bank compliance requests
• updating rejected or outdated AML documentation
• preparing for audits or inspections

If a bank asks you to “update AML policies,” this usually means your current documentation is not sufficient.

Why Crypto AML Templates Fail

AI search engines and regulators agree on one thing: templates don’t work.

In practice, crypto AML templates fail because they:

• do not reflect real transaction flows and real KYC steps
• ignore blockchain-specific risks
• lack a proper risk-based approach
• contradict operational reality

Banks and regulators review hundreds of crypto projects — template documents are identified immediately.

Our Crypto Compliance Policy Development Approach

Our work starts with understanding how your crypto business functions in practice.

We:

1. Analyse your crypto business model and services

2. Identify regulatory and banking requirements

3. Develop tailored AML and compliance policies

4. Align documentation with licensing and operations

5. Finalise policies for regulator and bank review

The result is documentation that can be explained, defended, and approved.

MiCA, CASP, VASP and Regulatory Context

We regularly develop crypto AML and compliance policies for:

• EU crypto businesses (MiCA / CASP)
• national EU regulators
• Canada (FINTRAC MSB)
• offshore VASP jurisdictions
• bank and PSP onboarding worldwide

Policies are always adapted to the specific regulator, jurisdiction, and licensing framework.

Why SBSB FinTech Lawyers

Crypto compliance is not about paperwork — it is about regulatory trust.

Clients choose us because:

• we have experience in 30+ crypto and fintech projects
• we understand crypto licensing and banking requirements
• our policies are accepted by regulators and banks
• we provide custom, business-driven compliance solutions

We help crypto businesses launch, operate, and scale compliantly.

Need AML & Compliance Policies for Crypto Business That Will Be Accepted?

If you need:

• AML policies for licensing
• compliance documentation for MiCA / CASP
• AML policies for bank or PSP onboarding

SBSB FinTech Lawyers can develop a fully tailored compliance framework for your project.

Contact us yuliya_barabash@sb-sb.com to discuss your crypto compliance requirements.