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Ty Sagalow

Ty Sagalow

About Ty Sagalow

TY R. SAGALOW is CEO and Founder of Innovation Insurance Group, LLC. Mr. Sagalow is a 38-year veteran of the insurance industry, having held senior executive positions in underwriting, legal, and product development for major insurance companies.
Most of Mr. Sagalow’s career was spent at AIG where over a 25 year period he held various positions including Chief Underwriting Officer and General Counsel of AIG Executive Liability (D&O, E&O), Chief Operating Officer of AIG eBusiness Risk Solutions (Cyber insurance) and President of AIG Product Development.
Following AIG, Mr. Sagalow was Chief Innovation Officer of Zurich North American and Chief Innovation Officer of Tower Group.  In 2015, Mr. Sagalow became a Founding Member of Lemonade Group, its founding Chief Insurance Officer and founding Chief Executive Officer of Lemonade Insurance Company.  Lemonade is the first licensed and regulated InsureTech insurance company in the United States and is widely viewed as one of the founding companies of the InsurTech phenomenon.  In 2017, Ty returned to Innovation Insurance Group, LLC, a company he founded in 2012, in his continued role as CEO.  He continued on the board of Lemonade Insurance Company until 2019.
With his unique background combining management and professional liability legal, underwriting, and policy drafting, Mr. Sagalow is one of the industry’s most sought-after pre- and post-litigation expert witnesses in D&O/E&O coverage disputes and other insurance matters.  As the former general counsel and chief underwriting officer of AIG’s D&O and E&O subsidiary, Mr. Sagalow he is retained by both insurance carriers and policyholders.    He has been retained close to 100 times, testified at deposition over 30 times including several times at trial or arbitation.
As a founding member of Lemonade, Mr. Sagalow now regularly consults with several InsurTech companies.  He currently is a Co-Founder or founding member or holds the position of Chief Insurance Officer, board member, advisory board member or head of insurance operations with a number of such companies.
Mr. Sagalow is an expert in new product development in a range of insurance product lines, particularly cyber-insurance, directors & officers liability insurance, professional liability insurance, employment practices liability insurance, and reputation insurance.   Products Mr. Sagalow has created have produced hundreds of millions of dollars of gross premium and include Y2k Insurance, (Entity Cover) Directors and Officers Insurance, Cyber Insurance, Reputation Insurance, and Intellectual Property Collateral Insurance.
Mr. Sagalow is also considered a leader in the bitcoin insurance space through his sister company, bitcoin insurance agency, Inc.
Mr. Sagalow has appeared on CNBC, WPIX-TV, PBS and Bloomberg Radio, and he has spoken before various tech, legal and insurance forums on issues including the White House, Department of Homeland Security, and Congress.
Mr. Sagalow has been interviewed on the topic of innovation and insurance by many organizations, including Harvard Business Review and Business Insurance and was the host of two innovation series produced by World Risk and Insurance News including “Innovations in Insurance with Ty Sagalow” .
He is a summa cum laude graduate of Long Island University, a cum laude graduate of Georgetown University Law Center, and he earned the LLM from New York University School of Law.
More information about Mr. Sagalow, his experience and services is available on his website at:

Q&A With Ty Sagalow

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